The festive season and long weekend holiday is here again. Stressed out with presents to buy for colleagues, friends and family this Christmas? With some budgeting know-how, you can avoid overspending or falling into the clutches of debt.  Â
Here is a list of some ways to save this holiday season.
Christmas Cards: Sending out Christmas cards [...]
How many of us can be millionaires? The answer is 1:100000 people will stand a chance in getting a monetary windfall through an inheritance or lottery or by having a successful multi-million dollar business.  Don’t fret. That doesn’t mean people like you and I can’t live better using the money that we’ve got. Thanks to [...]
I am feeling the effects of the recession. There is no year-end bonus and people I know are being retrenched from jobs they have been in for years. Â I am glad I have a stable day job though it is energy-sapping. To be recession-resistant, I have decided to stick to two rules: Save more money [...]
You may think that coupons are too much work for the few cents they save you. Hey! You couldn’t be more wrong! Don’t you know that when you learn how to use coupons in combination with sales at the store and other special offers, you can really increase your savings and stretch your budget?
Let [...]
I personally feel that budgeting is an important step in my financial planning, more so if we are in the process of clearing our debt, especially credit card debt. To achieve this I keep track of my spending so I know where my money goes and make sure it goes to the right places. Metaphorically speaking, it [...]
